The buy-to-let (BTL) market is an attractive destination for investors seeking to reap the full financial benefits that come from property investment. The combination of long-term capital growth and regular rental yields is an enticing proposition, particularly when compared to the performance of other assets in this low interest-rate environment. […]
Landlords in the UK are struggling to keep pace with new reforms that have been introduced over the past 12 months, new research from Market Financial Solutions (MFS) has found. The bridging lender commissioned an independent survey of 400 UK landlords, all of whom let one or more residential properties […]
There’s no disputing that buy-to-let property investors have had all kinds of challenges thrown their way over recent years. Nevertheless, the fundamental law of supply and demand has continued to do its work. It is therefore, still perfectly possible to make solid returns from buy-to-let in the UK. You do, […]
With cities becoming increasingly expensive for first time buyers, people are beginning to look for areas outside the urban centres to set down their roots. However specific government schemes are making living in the metropolis more accessible and affordable. There are a range of areas in both the north and […]
More mortgage choice means it’s more important than ever to choose the right lender Alpa Bhakta, CEO, Butterfield Mortgages Limited Recent years have seen a substantial increase in the number of mortgage products available on the market. Between 2016 and 2018, an additional 4,212 products were introduced into the residential […]
As the old saying goes – be careful what you wish for. The government wished to tilt the housing market towards first-time buyers and away from buy-to-let investors and that is exactly what they did. The problem is that, for a number of reasons, demand for property to rent is […]
Mark McLaughlin highlights a potential problem for married couples and civil partners regarding valuations of jointly-owned property. Valuing assets such as land and buildings is potentially tricky for various tax purposes, including inheritance tax (IHT) on making a chargeable lifetime transfer, or on death. One area of potential difficulty is […]
Political and economic uncertainty have affected the housing market for several months now, but Mark Carney has warned of possible change, that could affect buy to let mortgages in the not-so distant future. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, argues that the present […]
From June this year (2019), it will become illegal for landlords to charge “add on” fees to tenants to cover the cost of extra services such as the cost of hiring a third-party to manage the inventory for a property. While it remains to be seen what effect this change […]
From June 1st, 2019, the Tenant Fees Act comes into force, in England. For landlords who use agents, it is important to understand the implications, as one possible outcome is that agents could increase fees elsewhere. Andrew Turner, chief executive at Commercial Trust Limited, looks at the issues that landlords […]
