Choosing The Right Mortgage Lender

More mortgage choice means it’s more important than ever to choose the right lender Alpa Bhakta, CEO, Butterfield Mortgages Limited Recent years have seen a substantial increase in the number of mortgage products available on the market. Between 2016 and 2018, an additional 4,212 products were introduced into the residential […]

A quarter of landlords are now looking to reduce their portfolios

As the old saying goes – be careful what you wish for. The government wished to tilt the housing market towards first-time buyers and away from buy-to-let investors and that is exactly what they did. The problem is that, for a number of reasons, demand for property to rent is […]

IHT: Is Your Property ‘Related’?

Mark McLaughlin highlights a potential problem for married couples and civil partners regarding valuations of jointly-owned property. Valuing assets such as land and buildings is potentially tricky for various tax purposes, including inheritance tax (IHT) on making a chargeable lifetime transfer, or on death. One area of potential difficulty is […]

A window of buy to let opportunity – but for how long?

Political and economic uncertainty have affected the housing market for several months now, but Mark Carney has warned of possible change, that could affect buy to let mortgages in the not-so distant future. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, argues that the present […]

New guidance issued for landlords, tenants and local authorities

From June this year (2019), it will become illegal for landlords to charge “add on” fees to tenants to cover the cost of extra services such as the cost of hiring a third-party to manage the inventory for a property. While it remains to be seen what effect this change […]

How the Tenant Fees Act affects UK landlords

From June 1st, 2019, the Tenant Fees Act comes into force, in England. For landlords who use agents, it is important to understand the implications, as one possible outcome is that agents could increase fees elsewhere. Andrew Turner, chief executive at Commercial Trust Limited, looks at the issues that landlords […]

Why are property investors considering PBSA?

Jerald Solis, Business Development and Acquisitions Director of Experience Invest explains to our readers the benefits of buying purpose built student accommodation Across the UK there are some 2.3 million people studying at university. The vast majority (76%) are undergraduates and, of course, many of these students relocate away from home to […]

What is the current state of the UK property market?

As UK parliament struggles through Brexit negotiations it all leaves a bitter taste in the mouth lengthening the concern over the future of our country and it’s economy. How it effects the current property market and how it will effect things moving forward are two things that property investors and […]

Property Investors Sticking To Strategy During Brexit

Market Financial Solutions (MFS) has commissioned research uncovering the impact Brexit has had on the intentions of 500+ UK property investors. Importantly, the research reveals that the appetite for property as an asset remains strong, with many actively seeking new opportunities regardless of Brexit. In fact, only 7% of investors […]

Do’s and Don’ts when applying for a Buy to Let Mortgage

Purchasing or remortgaging a buy to let mortgage offers a myriad of choice, understanding some key aspects of lender criteria can help keep you on the right track. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, shares insight on some of the considerations to help […]