Most of us are probably going to start our property portfolio by buying vanilla buy to lets, and we are probably going to fund these using standard buy to let finance. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage. The bank […]
A question I am sometimes asked is, ‘Peter, what is the ideal amount of loan to value to have spread across a portfolio, or even on individual properties, and how would you know what that figure is?’. Well, it’s an interesting question, and I have to say that in my […]
One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
Property developers also require financial support with their projects, to enable them to keep expanding their career. Property development can cost a lot of money, as there is so much that needs to be considered within the project. Experienced property developers have a good idea of how much each project […]
House renovations are becoming more popular, but it is not a cheap thing to do. Most of the time with house renovations, people plan to renovate the whole house and make it their home, but there is a lot of planning, work and money that goes into this. As it […]
If you want to start investing in property and don’t have tons of cash lying around to get started with, you’re going to need property development finance. There are various different options to consider including business loans, mortgages, and even unsecured personal loans. Your eligibility for these different types of […]
With the number of COVID-19 cases now in decline, the UK is now on a mission to recuperate the economic losses incurred as a result of the pandemic. The initial outbreak of COVID-19, and ensuing national lockdown, meant many industries essentially froze operations, stagnating the nation’s economic growth and leaving […]
A question I am sometimes asked is ‘what is Net Yield and how does that differ from Gross Yield?’. In an earlier post we thought about gross yield which is expressed mathematically as the rent divided by the purchase price, or the value, times 100. It provides a very basic […]
One of the great things about being in property today is that there are so many different ways we can raise our finance. And if you find yourself in a situation where you find yourself a fantastic refurb opportunity, but you can’t get standard buy to let lending because it […]
Development finance has experienced impressive growth over the past decade or so, but to many the term may still be unclear. Put simply, it is a form of alternative finance — a lending mechanism that sits outside the channels of traditional finance institutions — that is used by property developers […]
