Development finance has experienced impressive growth over the past decade or so, but to many the term may still be unclear. Put simply, it is a form of alternative finance — a lending mechanism that sits outside the channels of traditional finance institutions — that is used by property developers […]
Leading Peer to Peer lending property specialist, Sourced Capital, looks at the recent regulatory changes to the P2P sector and answer some of the most common questions surrounding them received by those investing via their platform. The new FCA regulations At the end of last year (Monday 9th December), a […]
Subsidence is exactly what its name suggests; it’s when the ground beneath your property starts to sink and drags your home down with it. The opposite of subsidence is ground heave, which is when the ground underneath your home starts rising. Neither is desirable as both can cause structural damage […]
Purchasing a new-build differs in many ways to the purchasing of an older, pre-established property; from your first meeting, when you see the initial plans for the home, to collecting your keys, there are several additional stages you need to consider. Granville Developments’ Managing Director, Matthew Firth, has composed a […]
For all the (largely unwelcome) changes in the buy-to-let market of late, the fact still remains that the ancient law of supply and demand ensures that residential buy-to-let remains an attractive asset class and that even the Houses-in-Multiple-Occupation niche, which is particularly highly regulated, can be a solid option for […]
From March 20th, 2019, properties in the private rental sector will need to meet new standards under the Homes (Fitness for Human Habitation) Act 2018. Andrew Turner, chief executive at specialist buy to let mortgage broker Commercial Trust Limited, looks at what the new legislation means for landlords. For most […]
Bridging loan finance continues to grow in an environment of low interest rates, Brexit uncertainty and mortgage lender caution. Andrew Turner, chief executive at Commercial Trust Limited, looks at the rise of the bridging loan and its uses. The Association of Short Term Lending (ASTL) reported that bridging lending totalled […]
This is the last in the series of the different property strategies that we can use in today’s market, and so this time we are going to think about how we can ‘up our game’ and make our investing far more sophisticated with “Developments”. Possibly the most exciting strategy out […]
When looking to sell your property, the biggest consideration that you need to make is how much your property is actually worth. The fact is that, in such uncertain times, your property could be worth less or more money than you thought, whereas other people may again have a different […]
As the most populous city in the UK (and one of the most densely-populated cities in the world), London has a desperate need for housing. More specifically, it has a need for housing which is suited to the realities of 21st century life. Because of this, new build developments are […]
