Should 100 per cent mortgages be reintroduced?

It’s probably fair to say that pretty much everyone in the UK would prefer to avoid a repeat of the 2008 financial crisis. It’s also pretty much indisputable that rash lending, including rash mortgage lending, played a major role in leading to the financial crisis. It’s therefore entirely understandable that […]

Buy to Let Mortgage Rules set to become stricter for Landlords from September

In September this year, there will be a significant change to the rules around how lenders judge whether or not a person can afford a buy-to-let mortgage. Landlords will have to move quickly if they wish to secure new mortgages before these rules take effect. The background Back in April […]

UK sees an increase in buy-to-let lending through limited companies

The number of buy-to-let investors borrowing money through limited companies has grown during the first six months of 2016. Transactional data shows that the number of limited companies that completed buy-to-let mortgage applications increased to 30% of all buy-to-let completions. This is an increase of 9% from the second half […]