One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
With the property market continuing to remain buoyant through the Covid-19 pandemic thanks in part to the extension of the stamp duty break, many people are thinking about either moving home or considering their position on the property market. Despite this, the last 12 months have also seen a huge […]
Buying a property at auction involves paying a 10% deposit on the day and signing a contract to say the remaining 90% will be paid within 28 days. Often, buyers do not have the required amount of money to buy a property outright, and they must consider finance options such […]
For many people, the thought of climbing onto the property ladder can be a far & daunting prospect. Even the first step seems like an impossible task, with many Millennials and Gen Y’s believing that they’re never going to escape the renting lifestyle. This feeling isn’t solely shared by younger […]
Put simply, the ‘Six Month Rule’ says that if you buy a property you can’t finance or refinance within six months of purchase. Or, if you finance or refinance a property, you can’t then refinance within 6 months of financing or refinancing. So, as an example, if you buy a […]
Are more landlords looking for a short-term solution to ride out the economic and political chaos created by Brexit? That is the question posed after specialist buy to let broker Commercial Trust Limited revealed a growing number of two-year fixed rate buy to let applications, in the first half of […]
