Seven Tips To Help You Afford A Mortgage

In September 2021, according to Moneyfacts, the average two-year fixed mortgage rate was 2.38%, and the average two-year variable tracker rate was 2.25%. By February 2023, after numerous bank base rate increases since December 2021, taking it from 0.1% to 3.5%, the average two-year fixed rate was 5.58% in January, and the average […]

Buy to Let Mortgage Rules set to become stricter for Landlords from September

In September this year, there will be a significant change to the rules around how lenders judge whether or not a person can afford a buy-to-let mortgage. Landlords will have to move quickly if they wish to secure new mortgages before these rules take effect. The background Back in April […]

UK mortgage market reaches highest peak since UK economic crisis

It’s probably fair to say that the mortgage market drives the UK housing market. Of course, there are cash-rich investors, who can buy property without finance, but they are the minority. Generally speaking, therefore, the health of the UK mortgage market is a very good indicator of the health of […]