Do’s and Don’ts when applying for a Buy to Let Mortgage

Purchasing or remortgaging a buy to let mortgage offers a myriad of choice, understanding some key aspects of lender criteria can help keep you on the right track. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, shares insight on some of the considerations to help […]

House planning reforms – the first of many steps required

At the beginning of 2017, the Government launched a housing white paper, laying down the foundations for a long-term strategy to address the challenges facing the housing market. With demand outpacing supply, the white paper was received as a step in the right direction. Unfortunately, after turbulent a year of […]

Locking Down Low Mortgage Rates – How to Protect Yourself from Increases to Interest Rates

Industry experts are encouraging people to protect their finances from future increases to interest rates, as soon as they possibly can. Experts say that an increase to the base rate by the Bank of England is imminent and so they should ensure that they are locked into a fixed rate […]

UK sees an increase in buy-to-let lending through limited companies

The number of buy-to-let investors borrowing money through limited companies has grown during the first six months of 2016. Transactional data shows that the number of limited companies that completed buy-to-let mortgage applications increased to 30% of all buy-to-let completions. This is an increase of 9% from the second half […]

Cheap Mortgages and Low Supply keep UK House Prices Rising

Despite slow buying activity, the UK’s house prices are still on the rise according to the most recent index of asking prices. The continued growth of property values is believed to be fuelled primarily by a lack of supply and the availability of low-cost mortgage deals. Overall, average property prices […]