Finding Hidden Gems In The Property Market Worth Investing In

Investing in the property market can be a highly rewarding venture if approached strategically. The allure of finding undervalued properties, often referred to as hidden gems, lies in their potential to yield substantial returns. These properties are usually overlooked by the general market but hold significant promise due to factors […]

Multiple Dwellings Relief Abolition – The Consequences

The abolition of Multiple Dwellings Relief (MDR) following Chancellor Jeremy Hunt’s Spring Budget, has brought into sharp focus the additional costs for investors when they purchase multiple properties in the UK. Property buyers now have to pay an increased amount of tax, with investors now having to purchase six or […]

Stamp Duty Land Tax (SDLT) Five Exemptions

Stamp Duty Land Tax (SDLT) is levied on property purchases in England and Northern Ireland, with thresholds determining the amount owed. Properties priced up to £250,000 (or £425,000 for first-time buyers) incur no SDLT, while rates of 5% apply to main residences priced between £250,001 and £925,000, and 8% for […]

Housing Demand in 2024

A number of recent surveys have suggested that more confidence is returning to the market as mortgage rates continue to fall. In January, for example, The Mortgage Lender published research showing that 52 per cent of residential buy-to-let landlords had expanded their property portfolios over the last 12 months, adding […]

How Can I Help A Loved One Get On The Property Ladder?

By Sarah Thompson, Managing Director, Mortgage Scout Compared with a decade ago, today’s first-time buyers are older, more likely to buy with a partner and more likely to have dependent children. This highlights how getting on the property ladder is becoming increasingly hard for younger borrowers. However, lenders are always […]

Property Investor Optimism for 2024

Towards the end of December, The Mortgage Lender (part of Shawbrook Bank) published the results of its survey of UK property investors. It found that 74% of residential buy-to-let landlords “feel confident about the performance of the property market over the next 12 months.” The research identified higher levels of […]