How New Builds Can Boost Your Buying Option

The latest internal data release from award-winning mortgage adviser, Alexander Hall, has revealed that it’s not just younger, first-time buyers taking advantage of new-build benefits to buy one-bed flats. Multiple homebuyer demographics are purchasing at all levels of the property ladder, buoyed by improvements to the mortgage market landscape, which have […]

The Six Biggest Mortgage Myths

The latest research from Alexander Hall has found that the majority of aspiring homebuyers are being held back from applying for a mortgage due to common misconceptions about affordability, deposits and eligibility. The survey of aspirational homebuyers yet to enquire about a mortgage – commissioned by Alexander Hall – found that many […]

Property Traders – Stamp Duty Exemption For Probate Property

On the 1st April, the government altered Stamp Duty thresholds, increasing the tax burden on those purchasing homes. For traders whose business revolves around the buying and selling of property, this has added a significant cost to the process. However, there are still ways for property traders to make the […]

What Changes Are Being Made to Stamp Duty?

From April 1st, significant changes to Stamp Duty Land Tax (SDLT) will take effect, particularly impacting first-time buyers. The nil-rate threshold for first-time buyers will decrease from £425,000 to £300,000, with a 5% rate applying to properties priced between £300,001 and £500,000. Additionally, the maximum property value eligible for first-time […]

Cash Buyers Enjoying Greater Discount

The accelerating property market is enabling cash buyers to secure average discounts of over 13% compared to the prices paid by buyers needing a mortgage, new analysis by MPowered Mortgages reveals. The study of Land Registry records of sales completed in September 2024 found that across Great Britain, cash buyers paid £28,189 […]