Buying a house can be a long and stressful process, and the pandemic certainly didn’t help ease the anxieties. In fact, 94% of homebuyers in the last year said they felt rushed into the purchase. The pandemic has created a hectic market with people rushing sales through, but this may […]
A question I am sometimes asked is ‘how do I know what type of property to buy?’, which is a great question. I think it’s a great question because I’ve seen that a lot of investors, new and experienced, often think the answer is obvious, but they often get it […]
There is a huge appeal in purchasing a property on a new-build development for many buyers. Not only are they able to move into a brand-new home, with no work to burden them on arrival, but most will also come with a warranty, covering any issues or defects within a […]
The last couple of years have been event-packed, to put it mildly. Fortunately, the major shocks over these years now seem to be moving into their closing stages. In particular, there are now multiple vaccines for COVID19. This gives investors an opportunity to draw breath, take stock, and decide where […]
After over a year of turmoil, July 19th 2021 marked ‘freedom day’ for the UK. Gone are the days of mandatory social distancing and face coverings, replaced by life after lockdown and a wealth of possibilities. While our newfound freedom signifies many things, there’s hopes that the full vaccine rollout […]
Most of us are probably going to start our property portfolio by buying vanilla buy to lets, and we are probably going to fund these using standard buy to let finance. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage. The bank […]
One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
A question I am quite often asked is, ‘should I still be buying my properties using interest only mortgages or has that all changed now because of section 24 and the tax changes?’. Let me start by prefacing that with a quick comment. In the lending world the rules have […]
I have had a great question in from a reader asking about leafleting. Specifically, the question was, ‘Have you ever used leaflets, like the We Buy Houses Fast type leaflets, and if so what sort of success rate would you expect to have with your leaflets, and what sort of […]
Whether you’re selling a house, a first-time homeowner, or even a developer looking to work on a new construction or renovation project, purchasing a property can be an exciting yet daunting prospect. After all, this will be one of the biggest lifetime investments you’ll make. Now with the stamp duty […]
