More mortgage choice means it’s more important than ever to choose the right lender Alpa Bhakta, CEO, Butterfield Mortgages Limited Recent years have seen a substantial increase in the number of mortgage products available on the market. Between 2016 and 2018, an additional 4,212 products were introduced into the residential […]
London’s much documented decline in popularity amongst property buyers and renters alike has seen a shift in buyer activity across the UK’s property market in recent years. Where the capital was once king, particularly for investors, now regional cities and commuter towns have begun to take its place, with Birmingham, […]
For investors exploring the diverse range of opportunities on offer within the UK’s lucrative property market, off-plan property investments are becoming an increasingly popular option. Indeed, this is not restricted only to those seeking to expand their existing property portfolios; some buyers choose to go off-plan even when searching for […]
As the old saying goes – be careful what you wish for. The government wished to tilt the housing market towards first-time buyers and away from buy-to-let investors and that is exactly what they did. The problem is that, for a number of reasons, demand for property to rent is […]
A question asked by many new to property investing is simply how do I invest, how much do I need and how can I get started? Buying property can be less complicated than you think, but remember it comes at a cost. Here’s our ten steps to purchasing your first […]
Mark McLaughlin highlights a potential problem for married couples and civil partners regarding valuations of jointly-owned property. Valuing assets such as land and buildings is potentially tricky for various tax purposes, including inheritance tax (IHT) on making a chargeable lifetime transfer, or on death. One area of potential difficulty is […]
Political and economic uncertainty have affected the housing market for several months now, but Mark Carney has warned of possible change, that could affect buy to let mortgages in the not-so distant future. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, argues that the present […]
Since April 2018, landlords in England and Wales have only been able to contract new tenancies if the property in question has an energy performance rating of E or better. A further statutory instrument has been passed which specifically addresses the situation of landlords who are unable to access financing […]
From June this year (2019), it will become illegal for landlords to charge “add on” fees to tenants to cover the cost of extra services such as the cost of hiring a third-party to manage the inventory for a property. While it remains to be seen what effect this change […]
From June 1st, 2019, the Tenant Fees Act comes into force, in England. For landlords who use agents, it is important to understand the implications, as one possible outcome is that agents could increase fees elsewhere. Andrew Turner, chief executive at Commercial Trust Limited, looks at the issues that landlords […]
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