Stamp Duty Land Tax (SDLT) Five Exemptions

Stamp Duty Land Tax (SDLT) is levied on property purchases in England and Northern Ireland, with thresholds determining the amount owed. Properties priced up to £250,000 (or £425,000 for first-time buyers) incur no SDLT, while rates of 5% apply to main residences priced between £250,001 and £925,000, and 8% for […]

Housing Demand in 2024

A number of recent surveys have suggested that more confidence is returning to the market as mortgage rates continue to fall. In January, for example, The Mortgage Lender published research showing that 52 per cent of residential buy-to-let landlords had expanded their property portfolios over the last 12 months, adding […]

How Can I Help A Loved One Get On The Property Ladder?

By Sarah Thompson, Managing Director, Mortgage Scout Compared with a decade ago, today’s first-time buyers are older, more likely to buy with a partner and more likely to have dependent children. This highlights how getting on the property ladder is becoming increasingly hard for younger borrowers. However, lenders are always […]

Property Investor Optimism for 2024

Towards the end of December, The Mortgage Lender (part of Shawbrook Bank) published the results of its survey of UK property investors. It found that 74% of residential buy-to-let landlords “feel confident about the performance of the property market over the next 12 months.” The research identified higher levels of […]

Growing Confidence Among Investors

A recent survey of a thousand UK landlords has indicated growing confidence within the buy-to-let market, particularly amongst landlords who maintain portfolios of five or more properties. The specialist lender, Shawbrook Bank, reports that 88% of portfolio landlords have made new acquisitions in the last six months. Looking ahead, one […]

Saving Money At Property Auction

Homebuyers could save as much as £160k by heading to auction. The latest research by property finance specialists, Apex Bridging, reveals that homebuyers could save themselves on average -29% on their property purchase when choosing to buy at auction instead of the open market on similar properties. Apex Bridging analysed market data* on […]

Tips For Investing In Student Property

Investing in student properties can be a rewarding venture for buy-to-let landlords. But, it’s important to balance making a profit and offering students a decent and affordable place to live. To help anyone looking to invest in student housing, Claire Flynn, Confused.com mortgages expert, has shared her 12 tips: 1. Research the […]