After over a year of turmoil, July 19th 2021 marked ‘freedom day’ for the UK. Gone are the days of mandatory social distancing and face coverings, replaced by life after lockdown and a wealth of possibilities. While our newfound freedom signifies many things, there’s hopes that the full vaccine rollout […]
Most of us are probably going to start our property portfolio by buying vanilla buy to lets, and we are probably going to fund these using standard buy to let finance. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage. The bank […]
A question I am sometimes asked is, ‘Peter, what is the ideal amount of loan to value to have spread across a portfolio, or even on individual properties, and how would you know what that figure is?’. Well, it’s an interesting question, and I have to say that in my […]
One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
I have had a great question in from a reader asking about leafleting. Specifically, the question was, ‘Have you ever used leaflets, like the We Buy Houses Fast type leaflets, and if so what sort of success rate would you expect to have with your leaflets, and what sort of […]
Over the last 10-15 years, the UK private rental and HMO (houses in multiple occupation) sectors have grown strongly. From student accommodation to shared housing, HMOs are an attractive option for investors and landlords, but they don’t come without some compromises. Mark Cotter, Real Estate Director and Anusha Peries, Real […]
Whether you’re selling a house, a first-time homeowner, or even a developer looking to work on a new construction or renovation project, purchasing a property can be an exciting yet daunting prospect. After all, this will be one of the biggest lifetime investments you’ll make. Now with the stamp duty […]
The United Kingdom’s housing market features a whole host of different property types. As a result, there are endless investment opportunities, many of which require different budgets. Of course, numerous factors impact house prices, including age, condition, location, and size. So, how do you get the most out of your […]
It was once said that the only certainties in life are death and taxes, but while this might be true, understanding those things is not always easy, especially if you are a property investor. If property is an income stream for you, then there are a number of different tax […]
When selling a property, homeowners have several choices. The most popular of these is putting the house on the market and waiting until someone comes along to buy it, hopefully at market value or above. However, this can be a slow and tedious process, one that may leave a seller […]
