Why you should use a Buy to Let Mortgage Broker

The buy to let mortgage market has undergone tumultuous change in the past few years and has impacted on landlords’ bottom lines. Andrew Turner, chief executive at Commercial Trust Limited, explains why a conversation with a specialist buy to let mortgage broker could make a difference to maintaining profit. The […]

Choosing The Right Mortgage Lender

More mortgage choice means it’s more important than ever to choose the right lender Alpa Bhakta, CEO, Butterfield Mortgages Limited Recent years have seen a substantial increase in the number of mortgage products available on the market. Between 2016 and 2018, an additional 4,212 products were introduced into the residential […]

Do’s and Don’ts when applying for a Buy to Let Mortgage

Purchasing or remortgaging a buy to let mortgage offers a myriad of choice, understanding some key aspects of lender criteria can help keep you on the right track. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, shares insight on some of the considerations to help […]

Brokers hold the key to unlocking credit for UK property investors

35% of UK landlords rely on brokers to guide their financial choices, while 41% admit they lack knowledge of the options available to them New research by Market Financial Solutions (MFS) has explored the vital role of financial brokers in assisting property investors in the UK. The bridging lender commissioned independent research […]

The rise of the bridging loan

Bridging loan finance continues to grow in an environment of low interest rates, Brexit uncertainty and mortgage lender caution. Andrew Turner, chief executive at Commercial Trust Limited, looks at the rise of the bridging loan and its uses. The Association of Short Term Lending (ASTL) reported that bridging lending totalled […]

Buying vs Renting a Property: The Pros and Cons

The grass is always greener on the other side of the fence. In property terms, that means renters often find themselves looking enviously at those who have already established themselves on the property ladder, while those who have bought their own property may sometimes wish that they had the flexibility […]

Do property prices in the UK double every decade? (Part One)

It’s often said that the price of UK property doubles every ten years – but is there any real truth in this statement? Interestingly, at this moment in time on the market is a property adjacent to a house I considered buying for myself back in 1998. Whilst one example […]

House planning reforms – the first of many steps required

At the beginning of 2017, the Government launched a housing white paper, laying down the foundations for a long-term strategy to address the challenges facing the housing market. With demand outpacing supply, the white paper was received as a step in the right direction. Unfortunately, after turbulent a year of […]