Development finance has experienced impressive growth over the past decade or so, but to many the term may still be unclear. Put simply, it is a form of alternative finance — a lending mechanism that sits outside the channels of traditional finance institutions — that is used by property developers […]
Something I see debated a lot online is whether we should pay a mortgage broker and if we should, how much we should pay. I often see on Facebook groups and forums people posting saying words to the effect of, ‘can anyone recommend a good mortgage broker who doesn’t charge […]
A concern which I sometimes hear new investors express is what if the bank won’t lend me the money? Let’s just think about this because there are probably going to be two different reasons why a bank might not lend you the money. The very first is, they’re not going […]
Leading Peer to Peer lending property specialist, Sourced Capital, looks at the recent regulatory changes to the P2P sector and answer some of the most common questions surrounding them received by those investing via their platform. The new FCA regulations At the end of last year (Monday 9th December), a […]
For many people, the thought of climbing onto the property ladder can be a far & daunting prospect. Even the first step seems like an impossible task, with many Millennials and Gen Y’s believing that they’re never going to escape the renting lifestyle. This feeling isn’t solely shared by younger […]
Whether you’re starting a family and need a bigger family home, you’re starting out with your personalised bachelor pad or you just don’t fancy sharing with mum and dad anymore, being a first time buyer isn’t always the easiest position to be in. While there are many ways to get […]
Put simply, the ‘Six Month Rule’ says that if you buy a property you can’t finance or refinance within six months of purchase. Or, if you finance or refinance a property, you can’t then refinance within 6 months of financing or refinancing. So, as an example, if you buy a […]
Are more landlords looking for a short-term solution to ride out the economic and political chaos created by Brexit? That is the question posed after specialist buy to let broker Commercial Trust Limited revealed a growing number of two-year fixed rate buy to let applications, in the first half of […]
The buy to let mortgage market has undergone tumultuous change in the past few years and has impacted on landlords’ bottom lines. Andrew Turner, chief executive at Commercial Trust Limited, explains why a conversation with a specialist buy to let mortgage broker could make a difference to maintaining profit. The […]
More mortgage choice means it’s more important than ever to choose the right lender Alpa Bhakta, CEO, Butterfield Mortgages Limited Recent years have seen a substantial increase in the number of mortgage products available on the market. Between 2016 and 2018, an additional 4,212 products were introduced into the residential […]
