What is the ‘Six Month Rule’, and why do we have it?

Put simply, the ‘Six Month Rule’ says that if you buy a property you can’t finance or refinance within six months of purchase. Or, if you finance or refinance a property, you can’t then refinance within 6 months of financing or refinancing. So, as an example, if you buy a […]

More landlords shift to two-year fixed buy to let deals

Are more landlords looking for a short-term solution to ride out the economic and political chaos created by Brexit? That is the question posed after specialist buy to let broker Commercial Trust Limited revealed a growing number of two-year fixed rate buy to let applications, in the first half of […]

Why you should use a Buy to Let Mortgage Broker

The buy to let mortgage market has undergone tumultuous change in the past few years and has impacted on landlords’ bottom lines. Andrew Turner, chief executive at Commercial Trust Limited, explains why a conversation with a specialist buy to let mortgage broker could make a difference to maintaining profit. The […]

Choosing The Right Mortgage Lender

More mortgage choice means it’s more important than ever to choose the right lender Alpa Bhakta, CEO, Butterfield Mortgages Limited Recent years have seen a substantial increase in the number of mortgage products available on the market. Between 2016 and 2018, an additional 4,212 products were introduced into the residential […]

Do’s and Don’ts when applying for a Buy to Let Mortgage

Purchasing or remortgaging a buy to let mortgage offers a myriad of choice, understanding some key aspects of lender criteria can help keep you on the right track. Andrew Turner, chief executive at specialist buy to let broker Commercial Trust Limited, shares insight on some of the considerations to help […]

Brokers hold the key to unlocking credit for UK property investors

35% of UK landlords rely on brokers to guide their financial choices, while 41% admit they lack knowledge of the options available to them New research by Market Financial Solutions (MFS) has explored the vital role of financial brokers in assisting property investors in the UK. The bridging lender commissioned independent research […]

The rise of the bridging loan

Bridging loan finance continues to grow in an environment of low interest rates, Brexit uncertainty and mortgage lender caution. Andrew Turner, chief executive at Commercial Trust Limited, looks at the rise of the bridging loan and its uses. The Association of Short Term Lending (ASTL) reported that bridging lending totalled […]

Buying vs Renting a Property: The Pros and Cons

The grass is always greener on the other side of the fence. In property terms, that means renters often find themselves looking enviously at those who have already established themselves on the property ladder, while those who have bought their own property may sometimes wish that they had the flexibility […]