Most of us are probably going to start our property portfolio by buying vanilla buy to lets, and we are probably going to fund these using standard buy to let finance. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage. The bank […]
One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
A question I am quite often asked is, ‘should I still be buying my properties using interest only mortgages or has that all changed now because of section 24 and the tax changes?’. Let me start by prefacing that with a quick comment. In the lending world the rules have […]
After months of strict lockdown measures and the success of the UK’s vaccine rollout to date, society as a whole is beginning to open up once again. Many industries are reporting a notable rise in activity as a result, with the property sector particularly buoyant. House prices are rising sharply […]
With the financial uncertainties brought by COVID-19 on top of the loss of tax relief on mortgage interest for landlords, planning is needed to maximise buy-to-let profits more than ever in 2021. House price growth in 2020 to 2025 will be lower than it was in the proceeding five year […]
With the property market continuing to remain buoyant through the Covid-19 pandemic thanks in part to the extension of the stamp duty break, many people are thinking about either moving home or considering their position on the property market. Despite this, the last 12 months have also seen a huge […]
Property developers also require financial support with their projects, to enable them to keep expanding their career. Property development can cost a lot of money, as there is so much that needs to be considered within the project. Experienced property developers have a good idea of how much each project […]
House renovations are becoming more popular, but it is not a cheap thing to do. Most of the time with house renovations, people plan to renovate the whole house and make it their home, but there is a lot of planning, work and money that goes into this. As it […]
A growing number of landlords and investors are using bridging finance in order to upgrade their assets and maximise the value of their properties during an unpredictable lockdown and covid-19 pandemic. Whilst landlords are typically renting out their flats and homes to students, professionals and businesses, they are faced with […]
Buying a property at auction involves paying a 10% deposit on the day and signing a contract to say the remaining 90% will be paid within 28 days. Often, buyers do not have the required amount of money to buy a property outright, and they must consider finance options such […]
