Buy-to-let lending growth matches first-time buyers and home movers, as landlord demand holds firm The latest market analysis from Alexander Hall has revealed that buy-to-let mortgage lending has grown at an average quarterly rate of 7% over the last year, matching the pace of growth seen across both first-time buyer and home […]
Most property investors don’t lose money because they picked the “wrong area”. They lose money because they skipped one critical check, assumed something was “fine”, or trusted a deal pack that only showed the best case. Also, I’ve seen too many deals that looked solid on paper, but fell apart […]
John Fraser-Tucker and his team at Mojo Mortgages were asked to share their five top tips for those looking to purchase a home or remortgage within the next six months, to save you hundreds of pounds that you can spend however you would like – whether that be Christmas presents, savings […]
Short-term rentals have become a popular way for property investors to increase returns, particularly through platforms like Airbnb. While the potential for higher yields compared to traditional letting is clear, the mortgage process can be more complicated. Not every lender is willing to accept short-term rental income, and those that […]
Failing to refinance could see portfolio landlords hit with a £23,000 hike to mortgage costs. The latest research by specialist property finance expert, Rangewell, has revealed that buy-to-let portfolio investors who fail to take the appropriate action when it comes to refinancing could see their monthly mortgage costs climb by over […]
Selling a property should be straightforward. Once the buyer is in place, assuming the process will move ahead without friction is easy. Yet many sellers find that legal complications appear just when timing matters most. These issues don’t always relate to price or demand; they’re rooted in documents, rights, and […]
Refurbishment remained the key reason for bridging loans over the last year, despite a marginal year on year reduction, with the reliance on bridging loans to fuel refurbs expected to grow over the coming year. That is according to specialist lender Octane Capital, which analysed data from the EY Bridging Report to reveal how […]
The Spring Budget 2025 is on the horizon (26th March), and with it comes the potential for changes that could significantly impact the mortgage market. Fee-free mortgage broker Mojo Mortgages has carefully assessed the possible scenarios and their implications for homeowners and aspiring first-time buyers before transforming this insight into a guide: How […]
New insight from the boutique debt advisory and investments firm, Excellion Capital, reveals how real estate developers can produce business plans and loan applications that impress lenders and pave the way for achieving the strongest possible terms when financing a project. Create an organised business plan that will resonate powerfully with […]
Top 5 pitfalls to avoid when remortgaging your home Remortgaging your home is more or less the same process as getting the mortgage when you first bought the property; however, it’s important to bear in mind that your circumstances may have changed. For example, you may have moved job – […]
