Selling a property should be straightforward. Once the buyer is in place, assuming the process will move ahead without friction is easy. Yet many sellers find that legal complications appear just when timing matters most. These issues don’t always relate to price or demand; they’re rooted in documents, rights, and […]
Refurbishment remained the key reason for bridging loans over the last year, despite a marginal year on year reduction, with the reliance on bridging loans to fuel refurbs expected to grow over the coming year. That is according to specialist lender Octane Capital, which analysed data from the EY Bridging Report to reveal how […]
The Spring Budget 2025 is on the horizon (26th March), and with it comes the potential for changes that could significantly impact the mortgage market. Fee-free mortgage broker Mojo Mortgages has carefully assessed the possible scenarios and their implications for homeowners and aspiring first-time buyers before transforming this insight into a guide: How […]
New insight from the boutique debt advisory and investments firm, Excellion Capital, reveals how real estate developers can produce business plans and loan applications that impress lenders and pave the way for achieving the strongest possible terms when financing a project. Create an organised business plan that will resonate powerfully with […]
Top 5 pitfalls to avoid when remortgaging your home Remortgaging your home is more or less the same process as getting the mortgage when you first bought the property; however, it’s important to bear in mind that your circumstances may have changed. For example, you may have moved job – […]
Sterling is enjoying two-year highs, central banks have started cutting rates and the UK Government has just released the October budget. Are we on the cusp of an opportune time to sell up and escape to warmer climes? Here is some food for thought… Stronger sterling A €400,000 house by […]
Mortgage comparison website Uswitch has uncovered seven simple steps to increase your likelihood of being offered a lower mortgage rate. 1. Compare mortgage rates to save up to £4,776 per year The importance of comparing mortgages can’t be overstated. By exploring various options, you can access a wider range of deals that might not be available […]
Following a sustained period of record high interest rates, the Bank of England have voted by a majority of five-to-four to reduce the base rate of interest from 5.25% to 5% – the first drop since the start of the COVID-19 pandemic in March 2020. The decision from the BoE […]
The main reason that people invest in home insurance is to keep their property covered if it is seriously damaged. This damage can be from anything, as long as it wasn’t the homeowner’s fault, such as natural disaster damage. Our homes being victims of a natural disaster can heavily affect […]
New research from upfront information platform, Home Sale Pack, reveals that whilst the cost of a mortgage has started to ease, the average monthly mortgage repayment today is 57.4% more expensive than it was in December 2021 when interest rates first started to climb. However, there are ways in which mortgages […]
