Stipendium, the platform that simplifies life’s complex events, has compiled a guide on what to expect when it comes making an offer on a property and the best, most reliable ways of ensuring that your offer is accepted. Understand the local market When you have found the home you want to […]
The latest HM Land Registry House Price Index (which you can see here) shows property prices climbed a further 0.5% between January and February of this year and 10.9% on an annual basis. You can see the reaction below from those in the know… Iain McKenzie, CEO of The Guild of […]
Each year there are over 1.5 million homes listed for sale in the UK and the potential sellers of each all require anti-money laundering checks – often there’s more than one check per property in the case of joint ownership. Since June 2017 property buyers, at the point that an […]
Most of us are probably going to start our property portfolio by buying vanilla buy to lets, and we are probably going to fund these using standard buy to let finance. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage. The bank […]
One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
A question I am quite often asked is, ‘should I still be buying my properties using interest only mortgages or has that all changed now because of section 24 and the tax changes?’. Let me start by prefacing that with a quick comment. In the lending world the rules have […]
After months of strict lockdown measures and the success of the UK’s vaccine rollout to date, society as a whole is beginning to open up once again. Many industries are reporting a notable rise in activity as a result, with the property sector particularly buoyant. House prices are rising sharply […]
With the financial uncertainties brought by COVID-19 on top of the loss of tax relief on mortgage interest for landlords, planning is needed to maximise buy-to-let profits more than ever in 2021. House price growth in 2020 to 2025 will be lower than it was in the proceeding five year […]
With the property market continuing to remain buoyant through the Covid-19 pandemic thanks in part to the extension of the stamp duty break, many people are thinking about either moving home or considering their position on the property market. Despite this, the last 12 months have also seen a huge […]
Property developers also require financial support with their projects, to enable them to keep expanding their career. Property development can cost a lot of money, as there is so much that needs to be considered within the project. Experienced property developers have a good idea of how much each project […]
