Why do so many investors start with buy to let? I suppose buy to let is the foundational entry point for property investing. Most people understand the concept behind buying a flat or a house and then renting it out to a tenant. One of the great things about buy […]
A question I am sometimes asked is ‘how do I know what type of property to buy?’, which is a great question. I think it’s a great question because I’ve seen that a lot of investors, new and experienced, often think the answer is obvious, but they often get it […]
I’ve had a question in from a reader asking, ‘What are the responsibilities of a landlord?’. That’s a great question, and there’s two different ways at looking at this. Firstly, from a moral point of view, the responsibility of the landlord is to provide good, safe, sound, watertight, good quality […]
There is a quality we need as property investors which I don’t often see discussed. In fact, I don’t think I have seen any videos or posts on this, and I certainly haven’t seen any training courses on this. The quality that I think that we need as property investors, […]
One of the myths you’ll hear banded around about property is that it’s a bit of a scam and a get rich quick scheme. And, of course, I’d argue that it’s neither of those things. I guess some people who think it’s a bit of a scam might be influenced […]
Most of us are probably going to start our property portfolio by buying vanilla buy to lets, and we are probably going to fund these using standard buy to let finance. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage. The bank […]
A question I am sometimes asked is, ‘Peter, what is the ideal amount of loan to value to have spread across a portfolio, or even on individual properties, and how would you know what that figure is?’. Well, it’s an interesting question, and I have to say that in my […]
One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were, or how […]
A question I am quite often asked is, ‘should I still be buying my properties using interest only mortgages or has that all changed now because of section 24 and the tax changes?’. Let me start by prefacing that with a quick comment. In the lending world the rules have […]
I have had a great question in from a reader asking about leafleting. Specifically, the question was, ‘Have you ever used leaflets, like the We Buy Houses Fast type leaflets, and if so what sort of success rate would you expect to have with your leaflets, and what sort of […]
