We’ve all watched Grand Designs and had envy over the amazing new builds or period renovations. However, when you’re looking to sell your property, it can be difficult to tell if a renovation is really worth the time and money. We already know that house prices are set to rise […]
If you’d have been on the front line with active property investors in 2008 when the market fell off a cliff… You’d have seen virtually every investor in the market gunned down and white & pasty with fear and panic: Debt/money stuck in properties, remortgaging-‘free’-money-out now completely dead, the millions […]
Mark McLaughlin highlights the distinction between legal and beneficial ownership of land, and some potentially unexpected tax implications. A popular expression among taxpayers seems to be putting someone ‘on the property deeds’. This expression broadly means changing the legal ownership of a property. For example, the property could be the […]
Have you ever… Lent someone some funds because they needed it more than you, even if you thought you may not get it back? Sacrificed holidays and personal gratification to make sure your family, your staff or your suppliers have what they need? Borrowed for other people in need money […]
The Government’s decision to reduce mortgage interest relief for landlords could, in conjunction with other welfare changes, actually make housing problems in the UK even worse. Many people have the perception that landlords are often fat-cats who have huge portfolios and it is understandable that the Government would want to […]
Section 21 is one of the most important and significant sections in the Housing Act 1988. As you will know, after service of a properly drafted section 21 notice, a landlord can evict his tenant as of right, without having to give a reason. Arguably it was the cause of the […]
If you own property in the UK and receive rent as a result, you are running a UK property business. Tax law says that all such UK lettings are to be considered as one business, so a loss on one letting property can be set against a profit on another. […]
Despite the huge contrarian investing opportunities since the crash and recession of 2007 and beyond, despite far higher cashflow and yields, despite far lower prices and bigger discounts, despite much less competition and low cost of finance… Property investors are facing brand-new challenges that are holding many previous professionals back […]
Are you confused by your mortgage options? Why are nearly all investment mortgages interest only, rather than capital repayment? Surely it’s crazy to only repay the interest and leave yourself with the loan at the end, right Wrong. Actually, it’s not crazy for one simple reason: All property investors understand […]
There are flaws in BMV which we need to be aware of and that is that the BMV sales themselves can set the tone of value, rendering the price paid the true value, and not a discounted value. Let me explain. Let’s assume you buy a property, say a flat, in […]
